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Ready, Set, Retire!

Steve Anzuoni

2
Followers
44
Plays
Ready, Set, Retire!

Ready, Set, Retire!

Steve Anzuoni

2
Followers
44
Plays
OVERVIEWEPISODESYOU MAY ALSO LIKE

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About Us

What have you done to protect yourself from another recession? Can you afford to ride the waves of a volatile market? Planning for retirement is not a guessing game. Now is the time to plan! When the paychecks stop but the bills keep coming, how are you going to maintain your lifestyle? For more than 30 years, retirement income specialist Steve Anzuoni has been using customized strategies to help people just like you build a successful retirement that includes guaranteed lifetime income. Tune into Steve's weekly radio show, "Ready Set Retire" Saturdays @ 6pm on WXTK!

Latest Episodes

2020, "the year of cancelled" Doesn't Mean Your Retirement is Cancelled!

They're calling 2020, "the year of cancelled." Graduations, weddings, vacations and even professional sports! Even with all of that, you're retirement is NOT cancelled! Did you know that roughly 68 million Americans are changing their retirement plans because of COVID-19? According to a new Edward Jones and Age Wave study , 29% of Americans say they'll retire later than initially planned, citing a need for more income as a main driver. On the other hand, 10% of people now say they'll retire earlier. The question is: Shouldyouchange your retirement plans in light of the pandemic? Steve explains how he can help you retire early because you want to, because you were forced to or just because it's THAT TIME! Interested in income for life? Then contact Steve today for a complimentary Portfolio Analysis to make sure YOU'RE on track with your retirement income planning!

13 MIN1 w ago
Comments
2020, "the year of cancelled" Doesn't Mean Your Retirement is Cancelled!

Common Retirement FAQ's

Over the course of our lives, we ask and answer many of the same questions: Are we there yet? It’s how much? Where do you want to eat? And finally, when can I retire? Steve discusses some other frequently asked questions you get about retirement! Get YOUR questions answered today and contact Steve today for a complimentary consultation!

13 MIN2 w ago
Comments
Common Retirement FAQ's

Avoid these Retirement Myths!

You know the old saying, "If it ain't broke, don't fix it?" Well, there are some things that can stand the test of time. But, then there are things that need to be re-evaluated as time goes on. On todays episode, Steve discusses some common retirement planning beliefs that don't hold up so well in todays world! My Expected Lifespan Is 75-85 Years. Yes, the average life expectancy is in this range, but that’s irrelevant to any one person. Half the people will live longer than the median, and you’ll hope to be part of that group. The chances of you dying at an “average” age are slim. I’ll be in a lower tax bracket when I retire. We have a serious debt and spending problem, so the odds are good that tax brackets will be rising instead of falling. Also, remember that the tax-deductible money you socked away in your 401(k) will become fully taxable during retirement. My overall expenses will be lower in retirement. Some expenses may be lower, but others will be the same or even higher during retirement. For example, as you age, your health tends to decline, so you could face higher medical bills. I won’t outlive my money if I withdraw 4% a year. Anything could happen that might give you no other choice but to withdraw more than your planned 4%. Treat the 4% rule as a general guideline, and always prepare for the worst. I’ll live off my pension. Many state pension plans are underfunded and that could affect your retirement income. If your employer goes bankrupt, the Pension Benefit Guaranty Corporation protects your pension. But it’s possible you might not get every dollar you expected. Contact Steve today for a complimentary Portfolio Analysis to make sure YOU'RE on track with your retirement income planning!

8 MIN3 w ago
Comments
Avoid these Retirement Myths!

Is the Stock Market Poised for a 40% Drop?

It's been a crazy year hasn't it? Steve has been busier then ever helping many clients and listeners during this crisis making sure they are well positioned and protected. These days, with so much uncertainty, it's understandable that many of us are dealing with anxiety on many levels. Anxiety about our job, our money, Covid-19, the election - you name it! One of the most common questions Steve is asked is, "What is the stock market going to do next?" Unfortunately, no one has a crystal ball. So, whats Steve's response top questions like - "Is the stock market is poised for a 40% drop?" One economist says the current climate feels a lot like 1929. Steve explains his strategy of "buckets of money" to reach the ultimate goal of creating income for life, and protecting yourself from when/if the market goes down. For 30+ years, Steve has helped people JUST LIKE YOU work through those financial anxieties, put a solid income plan together, and enter retirement on your terms with confidence. Call him today and schedule a complimentary Portfolio Review!

12 MIN3 w ago
Comments
Is the Stock Market Poised for a 40% Drop?

Big Changes in Retirement Planning Since January 2020!

On today's episode, Cape Cod's Retirement Income Specialist (Steve Anzuoni) gives you a timeline of event since January 2020 of MAJOR changes to retirement planning, and explains how it could impact you! In December, we told you about“The Secure Act." It changed the RMD age from 70 ½ to 72 and eliminated the stretch IRA. In May, we told you about“The Cares Act. ”Which waved RMDs for this year and allowed you to take money from your 401(k) before 59 ½ with no penalty. What about theproposed Trump planto allow you to tap into your Social Security early for emergency money? This week I introduce you to the proposed“Savers Act”that would allow you to triple the amount you contribute to you IRA or 401(k) for 2020. AND“Cares ACT 2” that would move the RMD age up again…this time to 75! This has all happened in 6 MONTHS! How is anyone supposed to keep up with all this? Steve, Cape Cod's Retirement Income Specialist weighs in on these topics and more! Contact Steve today for a complimentary Portfolio Analysis to make sure YOU'RE on track with your retirement income planning!

9 MINJUL 11
Comments
Big Changes in Retirement Planning Since January 2020!

Is Lifetime Income (Financial Freedom) REAL? The Short Answer... YES.

Ever think these questions to yourself? How can you build a strong financial blueprint? How can you have money coming in every month? Is it possible to REALLY never run out of money? How do I start putting a plan together? Am I being too risky in my 401k? (what do my investments look like in my 401K?) Will Social Security be enough? If ANY of these questions have crossed your mind, then you're in the right place. Steve Anzuoni, "Cape Cods Retirement Income Specialist" of Fairway Financial CAN HELP YOU! There is so much information out there - it can be overwhelming! For example, when is the last time you bought a TV? You start off by thinking "I just need to get an updated flatscreen." When you get to the store - there are 20+ options to consider! Think of that when you start to put a plan together for your retirement. There are so many options, moving parts and decisions BUT Steve is here to walk you through each step of the way! Oh, and just in case you are wondering - no income plan is the same, everyone's situation is different! Call Steve today to setup a complimentary Portfolio Analysis! *This meeting can be over the phone, or a virtual appointment or in the office. CALL TODAY!

19 MINJUL 4
Comments
Is Lifetime Income (Financial Freedom) REAL? The Short Answer... YES.

Gain Financial Freedom Today!

On the 4thof July, we celebrate Independence Day. What should people be focused on to achievefinancialindependence?As a Retirement Income Specialist, Steve explains how he can get you income for life and more! Call Steve Today for a FREE consultation over the phone, a ZOOM meeting or in person!

4 MINJUN 27
Comments
Gain Financial Freedom Today!

Steve Can Make Sure Your NEVER Run Out of Money!

When you retire does the need for the paycheck end? No.Then how do you create that paycheck? Will I run out of money? Did I do enough? These are all very common questions. The good news is, Cape Cod's Retirement Income Specialist, Steve Anzuoni has the answers! What if you never had to worry about income ever again? You always knew the money was going to be there? Find out how Steve can make this happen for you today! Call Steve Now!

8 MINJUN 13
Comments
Steve Can Make Sure Your NEVER Run Out of Money!

What the Savers Act Can Do for You!

There has been LOTS of changes to retirement planning in the last 6 months! Steve discusses and explains these changes and what it means for YOU and YOUR retirement! In December, we told you about“The Secure Act.” It changed the RMD age from 70 ½ to 72 and eliminated the stretch IRA. In May, we told you about“The Cares Act." Which waved RMDs for this year and allowed you to take money from your 401(k) before 59 ½ with no penalty. What about theproposed Trump planto allow you to tap into your Social Security early for emergency money? This week I introduce you to the proposed“Savers Act”that would allow you to triple the amount you contribute to you IRA or 401(k) for 2020. AND“Cares ACT 2” that would move the RMD age up again…this time to 75. This has all happened in 6 MONTHS! How is anyone supposed to keep up with all this? Call Steve today and receive a COMPLIMENTARY Portfolio Review! Now is a great time to look at where and what you're invested in, and what it is or isn'...

10 MINJUN 6
Comments
What the Savers Act Can Do for You!

Things to Check off Your Financial Checklist, and Changes to The Secure Act!

Now is a great time to take inventory of your finances. Some financial checklist items are your beneficiaries updated on your life insurance, your will, your financial accounts, your IRAs? Organize your statements - online or paper statements. Do you have a trust and is it up to date? Do you keep track of all your usernames and passwords for online accounts? Did you know you can password protect YOUR usernames and passwords? This is very important if your family members needed personal financial information. Call Steve today to receive the "Guarding Your Legacy" its a great checklist for you that has details on passwords/usernames, where important paperwork is and more! Plus, changes to The Secure Act that could impact YOU and YOUR retirement! Call Steve and setup a phone call or virtual meeting today!

7 MINMAY 30
Comments
Things to Check off Your Financial Checklist, and Changes to The Secure Act!

Latest Episodes

2020, "the year of cancelled" Doesn't Mean Your Retirement is Cancelled!

They're calling 2020, "the year of cancelled." Graduations, weddings, vacations and even professional sports! Even with all of that, you're retirement is NOT cancelled! Did you know that roughly 68 million Americans are changing their retirement plans because of COVID-19? According to a new Edward Jones and Age Wave study , 29% of Americans say they'll retire later than initially planned, citing a need for more income as a main driver. On the other hand, 10% of people now say they'll retire earlier. The question is: Shouldyouchange your retirement plans in light of the pandemic? Steve explains how he can help you retire early because you want to, because you were forced to or just because it's THAT TIME! Interested in income for life? Then contact Steve today for a complimentary Portfolio Analysis to make sure YOU'RE on track with your retirement income planning!

13 MIN1 w ago
Comments
2020, "the year of cancelled" Doesn't Mean Your Retirement is Cancelled!

Common Retirement FAQ's

Over the course of our lives, we ask and answer many of the same questions: Are we there yet? It’s how much? Where do you want to eat? And finally, when can I retire? Steve discusses some other frequently asked questions you get about retirement! Get YOUR questions answered today and contact Steve today for a complimentary consultation!

13 MIN2 w ago
Comments
Common Retirement FAQ's

Avoid these Retirement Myths!

You know the old saying, "If it ain't broke, don't fix it?" Well, there are some things that can stand the test of time. But, then there are things that need to be re-evaluated as time goes on. On todays episode, Steve discusses some common retirement planning beliefs that don't hold up so well in todays world! My Expected Lifespan Is 75-85 Years. Yes, the average life expectancy is in this range, but that’s irrelevant to any one person. Half the people will live longer than the median, and you’ll hope to be part of that group. The chances of you dying at an “average” age are slim. I’ll be in a lower tax bracket when I retire. We have a serious debt and spending problem, so the odds are good that tax brackets will be rising instead of falling. Also, remember that the tax-deductible money you socked away in your 401(k) will become fully taxable during retirement. My overall expenses will be lower in retirement. Some expenses may be lower, but others will be the same or even higher during retirement. For example, as you age, your health tends to decline, so you could face higher medical bills. I won’t outlive my money if I withdraw 4% a year. Anything could happen that might give you no other choice but to withdraw more than your planned 4%. Treat the 4% rule as a general guideline, and always prepare for the worst. I’ll live off my pension. Many state pension plans are underfunded and that could affect your retirement income. If your employer goes bankrupt, the Pension Benefit Guaranty Corporation protects your pension. But it’s possible you might not get every dollar you expected. Contact Steve today for a complimentary Portfolio Analysis to make sure YOU'RE on track with your retirement income planning!

8 MIN3 w ago
Comments
Avoid these Retirement Myths!

Is the Stock Market Poised for a 40% Drop?

It's been a crazy year hasn't it? Steve has been busier then ever helping many clients and listeners during this crisis making sure they are well positioned and protected. These days, with so much uncertainty, it's understandable that many of us are dealing with anxiety on many levels. Anxiety about our job, our money, Covid-19, the election - you name it! One of the most common questions Steve is asked is, "What is the stock market going to do next?" Unfortunately, no one has a crystal ball. So, whats Steve's response top questions like - "Is the stock market is poised for a 40% drop?" One economist says the current climate feels a lot like 1929. Steve explains his strategy of "buckets of money" to reach the ultimate goal of creating income for life, and protecting yourself from when/if the market goes down. For 30+ years, Steve has helped people JUST LIKE YOU work through those financial anxieties, put a solid income plan together, and enter retirement on your terms with confidence. Call him today and schedule a complimentary Portfolio Review!

12 MIN3 w ago
Comments
Is the Stock Market Poised for a 40% Drop?

Big Changes in Retirement Planning Since January 2020!

On today's episode, Cape Cod's Retirement Income Specialist (Steve Anzuoni) gives you a timeline of event since January 2020 of MAJOR changes to retirement planning, and explains how it could impact you! In December, we told you about“The Secure Act." It changed the RMD age from 70 ½ to 72 and eliminated the stretch IRA. In May, we told you about“The Cares Act. ”Which waved RMDs for this year and allowed you to take money from your 401(k) before 59 ½ with no penalty. What about theproposed Trump planto allow you to tap into your Social Security early for emergency money? This week I introduce you to the proposed“Savers Act”that would allow you to triple the amount you contribute to you IRA or 401(k) for 2020. AND“Cares ACT 2” that would move the RMD age up again…this time to 75! This has all happened in 6 MONTHS! How is anyone supposed to keep up with all this? Steve, Cape Cod's Retirement Income Specialist weighs in on these topics and more! Contact Steve today for a complimentary Portfolio Analysis to make sure YOU'RE on track with your retirement income planning!

9 MINJUL 11
Comments
Big Changes in Retirement Planning Since January 2020!

Is Lifetime Income (Financial Freedom) REAL? The Short Answer... YES.

Ever think these questions to yourself? How can you build a strong financial blueprint? How can you have money coming in every month? Is it possible to REALLY never run out of money? How do I start putting a plan together? Am I being too risky in my 401k? (what do my investments look like in my 401K?) Will Social Security be enough? If ANY of these questions have crossed your mind, then you're in the right place. Steve Anzuoni, "Cape Cods Retirement Income Specialist" of Fairway Financial CAN HELP YOU! There is so much information out there - it can be overwhelming! For example, when is the last time you bought a TV? You start off by thinking "I just need to get an updated flatscreen." When you get to the store - there are 20+ options to consider! Think of that when you start to put a plan together for your retirement. There are so many options, moving parts and decisions BUT Steve is here to walk you through each step of the way! Oh, and just in case you are wondering - no income plan is the same, everyone's situation is different! Call Steve today to setup a complimentary Portfolio Analysis! *This meeting can be over the phone, or a virtual appointment or in the office. CALL TODAY!

19 MINJUL 4
Comments
Is Lifetime Income (Financial Freedom) REAL? The Short Answer... YES.

Gain Financial Freedom Today!

On the 4thof July, we celebrate Independence Day. What should people be focused on to achievefinancialindependence?As a Retirement Income Specialist, Steve explains how he can get you income for life and more! Call Steve Today for a FREE consultation over the phone, a ZOOM meeting or in person!

4 MINJUN 27
Comments
Gain Financial Freedom Today!

Steve Can Make Sure Your NEVER Run Out of Money!

When you retire does the need for the paycheck end? No.Then how do you create that paycheck? Will I run out of money? Did I do enough? These are all very common questions. The good news is, Cape Cod's Retirement Income Specialist, Steve Anzuoni has the answers! What if you never had to worry about income ever again? You always knew the money was going to be there? Find out how Steve can make this happen for you today! Call Steve Now!

8 MINJUN 13
Comments
Steve Can Make Sure Your NEVER Run Out of Money!

What the Savers Act Can Do for You!

There has been LOTS of changes to retirement planning in the last 6 months! Steve discusses and explains these changes and what it means for YOU and YOUR retirement! In December, we told you about“The Secure Act.” It changed the RMD age from 70 ½ to 72 and eliminated the stretch IRA. In May, we told you about“The Cares Act." Which waved RMDs for this year and allowed you to take money from your 401(k) before 59 ½ with no penalty. What about theproposed Trump planto allow you to tap into your Social Security early for emergency money? This week I introduce you to the proposed“Savers Act”that would allow you to triple the amount you contribute to you IRA or 401(k) for 2020. AND“Cares ACT 2” that would move the RMD age up again…this time to 75. This has all happened in 6 MONTHS! How is anyone supposed to keep up with all this? Call Steve today and receive a COMPLIMENTARY Portfolio Review! Now is a great time to look at where and what you're invested in, and what it is or isn'...

10 MINJUN 6
Comments
What the Savers Act Can Do for You!

Things to Check off Your Financial Checklist, and Changes to The Secure Act!

Now is a great time to take inventory of your finances. Some financial checklist items are your beneficiaries updated on your life insurance, your will, your financial accounts, your IRAs? Organize your statements - online or paper statements. Do you have a trust and is it up to date? Do you keep track of all your usernames and passwords for online accounts? Did you know you can password protect YOUR usernames and passwords? This is very important if your family members needed personal financial information. Call Steve today to receive the "Guarding Your Legacy" its a great checklist for you that has details on passwords/usernames, where important paperwork is and more! Plus, changes to The Secure Act that could impact YOU and YOUR retirement! Call Steve and setup a phone call or virtual meeting today!

7 MINMAY 30
Comments
Things to Check off Your Financial Checklist, and Changes to The Secure Act!
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