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Ready, Set, Retire!

Steve Anzuoni

2
Followers
44
Plays
Ready, Set, Retire!

Ready, Set, Retire!

Steve Anzuoni

2
Followers
44
Plays
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About Us

What have you done to protect yourself from another recession? Can you afford to ride the waves of a volatile market? Planning for retirement is not a guessing game. Now is the time to plan! When the paychecks stop but the bills keep coming, how are you going to maintain your lifestyle? For more than 30 years, retirement income specialist Steve Anzuoni has been using customized strategies to help people just like you build a successful retirement that includes guaranteed lifetime income. Tune into Steve's weekly radio show, "Ready Set Retire" Saturdays @ 6pm on WXTK!

Latest Episodes

The Color of Money: Red, Green and Blue.

Yes, all money is green but did you know you have to assign it a purpose/color? Steve explains the different colors of money that you need, what they mean and why you need it.Find out what part of your money is red, green, and blue. If you understand your money and how it works, you retire with confidence. First, you need a PLAN. If you don't have a plan, its a plan to fail. Contact Steve today for a virtual appointment!

10 min2 w ago
Comments
The Color of Money: Red, Green and Blue.

I have an old 401K, now what?

If you have left a job, been laid off or furloughed, what do you do with your 401K? Steve discusses the best options available and the pros and cons of each. If you have questions about your 401K or planning for a successful financial future - contact Steve today!

9 min3 w ago
Comments
I have an old 401K, now what?

Debunking the Myth of Lower Taxes in Retirement

Sometimes, we talk about the “myths” of retirement. And Forbes says one of the most common ones is that we’ll be in a lower tax bracket, when we quit working. That certainly seems to make sense – why would it not be true? • It makes sense why people believe this. They don’t see themselves paying more in taxes because they’re no longer earning money; rather, they’re now living off what they’ve accumulated over a lifetime. And with their income being lower than it was during their working years, the amount they’ll owe to the IRS will be less, right? • For a short time after they finish working, many successful retirees typically are in a lower tax bracket. But that window can shut quickly. Once required minimum distributions (RMDs) kick in, in combination with other forms of income (investments, social security, pensions, etc.), successful retirees will quickly move into an equivalent tax bracket as they were in during their working years. They may also be pushed into Medic...

7 minAUG 22
Comments
Debunking the Myth of Lower Taxes in Retirement

Steve Debunks Myths of Retirement !

Sometimes, we talk about the “myths” of retirement. And Forbes says one of the most common ones is that we’ll be in a lower tax bracket, when we quit working. That certainly seems to make sense – why would it not be true? Then, how much weight do you put on your financial decisions based on who is in the White House? How will this upcoming election impact you, your money and your retirement? Interested in income for life? Then contact Steve today for a complimentary Portfolio Analysis to make sure YOU'RE on track with your retirement income planning!

8 minAUG 15
Comments
Steve Debunks Myths of Retirement !

2020, "the year of cancelled" Doesn't Mean Your Retirement is Cancelled!

They're calling 2020, "the year of cancelled." Graduations, weddings, vacations and even professional sports! Even with all of that, you're retirement is NOT cancelled! Did you know that roughly 68 million Americans are changing their retirement plans because of COVID-19? According to a new Edward Jones and Age Wave study , 29% of Americans say they'll retire later than initially planned, citing a need for more income as a main driver. On the other hand, 10% of people now say they'll retire earlier. The question is: Shouldyouchange your retirement plans in light of the pandemic? Steve explains how he can help you retire early because you want to, because you were forced to or just because it's THAT TIME! Interested in income for life? Then contact Steve today for a complimentary Portfolio Analysis to make sure YOU'RE on track with your retirement income planning!

13 minAUG 8
Comments
2020, "the year of cancelled" Doesn't Mean Your Retirement is Cancelled!

Common Retirement FAQ's

Over the course of our lives, we ask and answer many of the same questions: Are we there yet? It’s how much? Where do you want to eat? And finally, when can I retire? Steve discusses some other frequently asked questions you get about retirement! Get YOUR questions answered today and contact Steve today for a complimentary consultation!

13 minAUG 1
Comments
Common Retirement FAQ's

Avoid these Retirement Myths!

You know the old saying, "If it ain't broke, don't fix it?" Well, there are some things that can stand the test of time. But, then there are things that need to be re-evaluated as time goes on. On todays episode, Steve discusses some common retirement planning beliefs that don't hold up so well in todays world! My Expected Lifespan Is 75-85 Years. Yes, the average life expectancy is in this range, but that’s irrelevant to any one person. Half the people will live longer than the median, and you’ll hope to be part of that group. The chances of you dying at an “average” age are slim. I’ll be in a lower tax bracket when I retire. We have a serious debt and spending problem, so the odds are good that tax brackets will be rising instead of falling. Also, remember that the tax-deductible money you socked away in your 401(k) will become fully taxable during retirement. My overall expenses will be lower in retirement. Some expenses may be lower, but others will be the same or even high...

8 minJUL 25
Comments
Avoid these Retirement Myths!

Is the Stock Market Poised for a 40% Drop?

It's been a crazy year hasn't it? Steve has been busier then ever helping many clients and listeners during this crisis making sure they are well positioned and protected. These days, with so much uncertainty, it's understandable that many of us are dealing with anxiety on many levels. Anxiety about our job, our money, Covid-19, the election - you name it! One of the most common questions Steve is asked is, "What is the stock market going to do next?" Unfortunately, no one has a crystal ball. So, whats Steve's response top questions like - "Is the stock market is poised for a 40% drop?" One economist says the current climate feels a lot like 1929. Steve explains his strategy of "buckets of money" to reach the ultimate goal of creating income for life, and protecting yourself from when/if the market goes down. For 30+ years, Steve has helped people JUST LIKE YOU work through those financial anxieties, put a solid income plan together, and enter retirement on your terms with confidenc...

12 minJUL 20
Comments
Is the Stock Market Poised for a 40% Drop?

Big Changes in Retirement Planning Since January 2020!

On today's episode, Cape Cod's Retirement Income Specialist (Steve Anzuoni) gives you a timeline of event since January 2020 of MAJOR changes to retirement planning, and explains how it could impact you! In December, we told you about“The Secure Act." It changed the RMD age from 70 ½ to 72 and eliminated the stretch IRA. In May, we told you about“The Cares Act. ”Which waved RMDs for this year and allowed you to take money from your 401(k) before 59 ½ with no penalty. What about theproposed Trump planto allow you to tap into your Social Security early for emergency money? This week I introduce you to the proposed“Savers Act”that would allow you to triple the amount you contribute to you IRA or 401(k) for 2020. AND“Cares ACT 2” that would move the RMD age up again…this time to 75! This has all happened in 6 MONTHS! How is anyone supposed to keep up with all this? Steve, Cape Cod's Retirement Income Specialist weighs in on these topics and more! Contact Steve today for a comp...

9 minJUL 11
Comments
Big Changes in Retirement Planning Since January 2020!

Is Lifetime Income (Financial Freedom) REAL? The Short Answer... YES.

Ever think these questions to yourself? How can you build a strong financial blueprint? How can you have money coming in every month? Is it possible to REALLY never run out of money? How do I start putting a plan together? Am I being too risky in my 401k? (what do my investments look like in my 401K?) Will Social Security be enough? If ANY of these questions have crossed your mind, then you're in the right place. Steve Anzuoni, "Cape Cods Retirement Income Specialist" of Fairway Financial CAN HELP YOU! There is so much information out there - it can be overwhelming! For example, when is the last time you bought a TV? You start off by thinking "I just need to get an updated flatscreen." When you get to the store - there are 20+ options to consider! Think of that when you start to put a plan together for your retirement. There are so many options, moving parts and decisions BUT Steve is here to walk you through each step of the way! Oh, and just in case you are wondering - no income p...

19 minJUL 4
Comments
Is Lifetime Income (Financial Freedom) REAL? The Short Answer... YES.

Latest Episodes

The Color of Money: Red, Green and Blue.

Yes, all money is green but did you know you have to assign it a purpose/color? Steve explains the different colors of money that you need, what they mean and why you need it.Find out what part of your money is red, green, and blue. If you understand your money and how it works, you retire with confidence. First, you need a PLAN. If you don't have a plan, its a plan to fail. Contact Steve today for a virtual appointment!

10 min2 w ago
Comments
The Color of Money: Red, Green and Blue.

I have an old 401K, now what?

If you have left a job, been laid off or furloughed, what do you do with your 401K? Steve discusses the best options available and the pros and cons of each. If you have questions about your 401K or planning for a successful financial future - contact Steve today!

9 min3 w ago
Comments
I have an old 401K, now what?

Debunking the Myth of Lower Taxes in Retirement

Sometimes, we talk about the “myths” of retirement. And Forbes says one of the most common ones is that we’ll be in a lower tax bracket, when we quit working. That certainly seems to make sense – why would it not be true? • It makes sense why people believe this. They don’t see themselves paying more in taxes because they’re no longer earning money; rather, they’re now living off what they’ve accumulated over a lifetime. And with their income being lower than it was during their working years, the amount they’ll owe to the IRS will be less, right? • For a short time after they finish working, many successful retirees typically are in a lower tax bracket. But that window can shut quickly. Once required minimum distributions (RMDs) kick in, in combination with other forms of income (investments, social security, pensions, etc.), successful retirees will quickly move into an equivalent tax bracket as they were in during their working years. They may also be pushed into Medic...

7 minAUG 22
Comments
Debunking the Myth of Lower Taxes in Retirement

Steve Debunks Myths of Retirement !

Sometimes, we talk about the “myths” of retirement. And Forbes says one of the most common ones is that we’ll be in a lower tax bracket, when we quit working. That certainly seems to make sense – why would it not be true? Then, how much weight do you put on your financial decisions based on who is in the White House? How will this upcoming election impact you, your money and your retirement? Interested in income for life? Then contact Steve today for a complimentary Portfolio Analysis to make sure YOU'RE on track with your retirement income planning!

8 minAUG 15
Comments
Steve Debunks Myths of Retirement !

2020, "the year of cancelled" Doesn't Mean Your Retirement is Cancelled!

They're calling 2020, "the year of cancelled." Graduations, weddings, vacations and even professional sports! Even with all of that, you're retirement is NOT cancelled! Did you know that roughly 68 million Americans are changing their retirement plans because of COVID-19? According to a new Edward Jones and Age Wave study , 29% of Americans say they'll retire later than initially planned, citing a need for more income as a main driver. On the other hand, 10% of people now say they'll retire earlier. The question is: Shouldyouchange your retirement plans in light of the pandemic? Steve explains how he can help you retire early because you want to, because you were forced to or just because it's THAT TIME! Interested in income for life? Then contact Steve today for a complimentary Portfolio Analysis to make sure YOU'RE on track with your retirement income planning!

13 minAUG 8
Comments
2020, "the year of cancelled" Doesn't Mean Your Retirement is Cancelled!

Common Retirement FAQ's

Over the course of our lives, we ask and answer many of the same questions: Are we there yet? It’s how much? Where do you want to eat? And finally, when can I retire? Steve discusses some other frequently asked questions you get about retirement! Get YOUR questions answered today and contact Steve today for a complimentary consultation!

13 minAUG 1
Comments
Common Retirement FAQ's

Avoid these Retirement Myths!

You know the old saying, "If it ain't broke, don't fix it?" Well, there are some things that can stand the test of time. But, then there are things that need to be re-evaluated as time goes on. On todays episode, Steve discusses some common retirement planning beliefs that don't hold up so well in todays world! My Expected Lifespan Is 75-85 Years. Yes, the average life expectancy is in this range, but that’s irrelevant to any one person. Half the people will live longer than the median, and you’ll hope to be part of that group. The chances of you dying at an “average” age are slim. I’ll be in a lower tax bracket when I retire. We have a serious debt and spending problem, so the odds are good that tax brackets will be rising instead of falling. Also, remember that the tax-deductible money you socked away in your 401(k) will become fully taxable during retirement. My overall expenses will be lower in retirement. Some expenses may be lower, but others will be the same or even high...

8 minJUL 25
Comments
Avoid these Retirement Myths!

Is the Stock Market Poised for a 40% Drop?

It's been a crazy year hasn't it? Steve has been busier then ever helping many clients and listeners during this crisis making sure they are well positioned and protected. These days, with so much uncertainty, it's understandable that many of us are dealing with anxiety on many levels. Anxiety about our job, our money, Covid-19, the election - you name it! One of the most common questions Steve is asked is, "What is the stock market going to do next?" Unfortunately, no one has a crystal ball. So, whats Steve's response top questions like - "Is the stock market is poised for a 40% drop?" One economist says the current climate feels a lot like 1929. Steve explains his strategy of "buckets of money" to reach the ultimate goal of creating income for life, and protecting yourself from when/if the market goes down. For 30+ years, Steve has helped people JUST LIKE YOU work through those financial anxieties, put a solid income plan together, and enter retirement on your terms with confidenc...

12 minJUL 20
Comments
Is the Stock Market Poised for a 40% Drop?

Big Changes in Retirement Planning Since January 2020!

On today's episode, Cape Cod's Retirement Income Specialist (Steve Anzuoni) gives you a timeline of event since January 2020 of MAJOR changes to retirement planning, and explains how it could impact you! In December, we told you about“The Secure Act." It changed the RMD age from 70 ½ to 72 and eliminated the stretch IRA. In May, we told you about“The Cares Act. ”Which waved RMDs for this year and allowed you to take money from your 401(k) before 59 ½ with no penalty. What about theproposed Trump planto allow you to tap into your Social Security early for emergency money? This week I introduce you to the proposed“Savers Act”that would allow you to triple the amount you contribute to you IRA or 401(k) for 2020. AND“Cares ACT 2” that would move the RMD age up again…this time to 75! This has all happened in 6 MONTHS! How is anyone supposed to keep up with all this? Steve, Cape Cod's Retirement Income Specialist weighs in on these topics and more! Contact Steve today for a comp...

9 minJUL 11
Comments
Big Changes in Retirement Planning Since January 2020!

Is Lifetime Income (Financial Freedom) REAL? The Short Answer... YES.

Ever think these questions to yourself? How can you build a strong financial blueprint? How can you have money coming in every month? Is it possible to REALLY never run out of money? How do I start putting a plan together? Am I being too risky in my 401k? (what do my investments look like in my 401K?) Will Social Security be enough? If ANY of these questions have crossed your mind, then you're in the right place. Steve Anzuoni, "Cape Cods Retirement Income Specialist" of Fairway Financial CAN HELP YOU! There is so much information out there - it can be overwhelming! For example, when is the last time you bought a TV? You start off by thinking "I just need to get an updated flatscreen." When you get to the store - there are 20+ options to consider! Think of that when you start to put a plan together for your retirement. There are so many options, moving parts and decisions BUT Steve is here to walk you through each step of the way! Oh, and just in case you are wondering - no income p...

19 minJUL 4
Comments
Is Lifetime Income (Financial Freedom) REAL? The Short Answer... YES.
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